Terms and Conditions for the provision of Hilton Gift Cards by Cornercard UK Ltd. The following Terms and Conditions govern the relationship between Cornercard and the Cardholder for the provision of the Card:

1. Definitions

In these Terms and Conditions, the following terms have the associated meanings:

1. “Affiliated Merchant” means any one of the merchants operating at Hilton hotels bearing the Hilton name;

2. “Applicable Law” means the law of England and Wales;

3. “Business Day” means any day other than a Saturday, Sunday, or UK public holiday;

4. “Card” means the gift card provided under this Card Agreement;

5. “Card Agreement” means these Terms and Conditions;

6. “Card Balance” means, at any given time, any positive balance of funds available on to the Card;

7. “Cardholder” or “Holder” means the person who has entered into this Card Agreement and to whom the Card has been issued;

8. “Card Issuer”, “Issuer” or “Cornercard” means Cornercard UK Ltd. a private limited company in- corporated in England and Wales with company number 08542957, whose head office is located 9th floor, One Canada Square, Canary Wharf, London E14 5AA, and whose e-mail address is info@cor- nercard.co.uk. Cornercard is authorised and regulated by the Financial Conduct Authority with financial services register number 900186. The registered address of the Financial Conduct Authority is 12 Endeavour Square, London E20 1JN;

9. “Contact Details” means the Program Manager’s contact details specified in clause 12;

10. “Fee” means a charge levied on the Cardholder by Cornercard under this Card Agreement that will be deducted from the Card Balance;

11. “Hilton” means Hilton Worldwide Limited, 4 Cadogan Square, Cadogan Street, Glasgow G2 7PH;

12. “Incendia” or “Program Manager” means Incendia Payment Solutions Limited, a private limited company incorporated in England and Wales with company number 06929039, whose head office is located at Castle Chambers, Suite 9, 3rd Floor, 43 Castle Street, Liverpool, L2 9SH, United King- dom;

13. “Spending Limit” means the face value of the Card and the maximum amount of funds the Card- holder may load onto the Card (£120 or 120).

2. About the Card

2.1. The Card is issued by Cornercard and distributed throughout the United Kingdom by Cornercard’s programme manager, Incendia. The Cardholder contracts directly with Cornercard for the purchase of the Card. Incendia will provide customer service to the Cardholder throughout the course of these Terms and Conditions as well as make certain information available to the Cardholder concerning the Cardholder’s use of the Card. Incendia’s address and other contact details are set out in clause 12 of these Terms and Conditions.

2.2. The Card may be purchased from Affiliated Merchants either in-store or online by entering into the Card Agreement. The Cardholder must pay the face value of the Card at the time they enter into the Card Agreement by paying the Affiliated Merchant the appropriate amount (with a payment method other than the Card). The Card is not reloadable. The maximum amount of funds that may be loaded onto the Card for expenditure is £120 or 120.

2.3. Cards are issued by the Affiliated Merchant to the Cardholder.

2.4. The Cardholder is authorised, within the Spending Limit, to purchase goods and services from Affiliated Merchants provided that the particular Affiliated Merchant’s accepts the Card as payment. Cornercard will not incur any liability in the event an Affiliated Merchant does not accept the Card as a payment method.

2.5. By presenting the card as a method of payment, the Cardholder agrees that the amount noted on the bill corresponds to the purchase amount and authorises Cornercard to deduct the amount of the pur- chase from the Card Balance and pay the Affiliated Merchant for the purchase.

2.6. Total price for the Card: The total price to be paid by the Cardholder for the Card and its use is as follows:

(i) The Cardholder must pay the face value of the Card, up to a maximum of £120 or 120. This initial payment becomes the Card Balance which may be used to purchase goods and/or services with Af- filiated Merchants; and

(ii) The Cardholder must pay the Fees for the use of the Card. Each Fee will be deducted from the Card Balance as it falls due thereby reducing the Card Balance. We will add a foreign currency fee of 2.75% of the value of each foreign currency transaction made.

(iii) there may be other taxes and fees applicable to the Card or applicable to purchases made using the Card that are charged by third parties and are not charged by Cornercard.

2.7. The Issuer reserves the right not to honour any vouchers which do not comply with these Terms and Conditions. The Card functions as a cashless means of payment. The Issuer is not liable for any loss arising out of the Cardholders relationship with the Affiliated Merchant. The Issuer is not liable for the quality of the goods and/or services the Cardholder purchases using the Card. This includes late de- livery of, or failure to deliver, goods or services. In the event of disputes or complaints of any kind con- cerning goods or services, or the exercise of any right in this connection, the Cardholder shall engage directly with the Affiliated Merchant and not Cornercard or the Programme Manager. In particular, the Cardholder shall not be released from his obligation to pay the Issuer in case of any disputes that may arise between the Cardholder and the Affiliated Merchant. The Card may only be used for transactions which are in the Affiliated Merchant’s normal course of business.

2.8. 14-day right of withdrawal: If the Cardholder has purchased the Card remotely, the Cardholder shall have a period of 14 calendar-days from the date the Cardholder purchases the Card to withdraw from the Card Agreement and be issued with a refund for the face value of the Card.

2.9. The Cardholder may exercise their right of withdrawal within the 14-day time limit by contacting the Programme Manager on the contact details set out in clause 12 and notifying the Programme Manager of the Cardholder’s intention to exercise their right.

2.10. If the Cardholder has used the Card to make purchases and subsequently exercises their right of with- drawal, the Cardholder will remain liable for those purchases and any Fees associated with those pur- chases and the Card Balance will be reduced accordingly. The Cardholder will not be entitled to a re- imbursement of that spent portion of the Card Balance.

3. Verification of the Balance/Loss of the Card

3.1. The Cardholder may, at any time, view the Card Balance by means of online access functionalities available on the Program Manager’s website. The Cardholder can also ask for the Card Balance by phoning the Program Manager, using the contact details set out in clause 12 or by visiting the Hilton Gift card Site https://www.hiltongiftcard.co.uk/. The Card Balance will be up to date as at close of business on the previous Business Day.

3.2. Risk of loss: Cards will not be replaced. In the event of a lost, stolen, destroyed Card or if the Card is used without the Cardholder’s permission, no refund will be available and the Card Balance will be lost. The Cardholder must take care of the Card and treat it like cash.

4. Limitation of liability

4.1. The Issuer makes no warranties, express or implied, with respect to the Card, including without lim- itation, any express or implied warranty of merchantability or fitness for a particular purpose. In the event the Card is non-functional, the only remedy available to the Cardholder is the replacement of the Card, to the extent permitted by Applicable Law.

4.2. The Card or the Card Balance is not protected by a deposit guarantee scheme. The Card should be treated like cash. If the Card is lost, the Card Balance is also lost and will not be replaced by Cornercard or any other person.

5. Blocking and withdrawal of the Card

The Issuer reserves the right to block or withdraw the Card at any time, at its sole discretion, if, for instance, the security of the Card has been compromised, or if the Issuer is required by law to block the Card or is authorised to terminate this Card Agreement for just cause.

6. Term

6.1. The Card is valid until the expiry date specified on the card. After the Term has ended, the Card may no longer be used and any remaining Card Balance is the property of Hilton.

6.2. On expiry, the Card Agreement will terminate and the Card may no longer be used. Any remaining Card Balance will become the property of Hilton.

7. Data processing and data protection

7.1. The Card Issuer is the controller within the meaning of the general data protection regulation (“GDPR”) and shall, in this respect, comply with the provisions of the GDPR, the Data Protection Act 2018 and any associated law. The Cardholder accepts that in its capacity as controller, during the term of the Card Agreement and for 5 years after the end of the contractual relationship, the Card Issuer process- es, inputs, backs up and processes the data provided by the Cardholder in electronic form or in another form, for the purposes of performance of the agreement for provision of the Card and only for the purpose of providing the services requested by the Cardholder.

7.2. Details regarding the privacy policy implemented by the Issuer is set out in the document entitled “pri- vacy policy”. The privacy policy is available at any time on www.cornercard.co.uk/privacy.

7.3. The Cardholder accepts that their data may be securely transmitted to third party providers for the purpose of providing the benefits included with their Card.

Data may be transferred abroad insofar as the third-party country has adequate data protection laws. Personal data shall be stored in electronic and/or paper form. The Cardholder also notes that he/she has rights to the information, in accordance with data protection legislation, and that he/she may, in certain circumstances, demand the correction, blocking or deletion of certain data.

8. Compliance with legal provisions and exchange of information

8.1. The Issuer may assign its rights and obligations under the Card Agreement to any third party. In the event the Issuer does transfer its rights under the Card Agreement, any references to the Issuer in the Card Agreement shall be construed to mean its transferee.

8.2. The Cardholder may assign its rights and obligations under this Card Agreement by giving the Card, free of charge, to a third party i.e. as a gift.

8.3. Taxes or costs may apply to the Cardholder that are not charged by, and/or will not be paid through the Card Issuer.

9. Contact Details

The Program Manager’s contact details are as follows: Phone: +44 (0) 8712 233 233 Email:customerservices@incendiaprepaid.co.uk Address: IPS Customer Services, PO Box 1967, Liverpool, L69 3HR

10. Governing law and jurisdiction

10.1. The Card Agreement, and the Cardholder's relationship with the Card Issuer arising out of or relating to the Card Agreement, will be governed by the law of England and Wales. However, if you are resident in Scotland or Northern Ireland, any relevant consumer protection law of your home jurisdiction that exceeds the consumer protection law of England and Wales will apply to the Terms and Conditions.

10.2. Any complaint must be sent to info@cornercard.co.uk. Cornercard will aim to respond to a complaint within 15 to 35 days depending on the nature of the complaint. The complainant must provide suffi- cient contact details to Cornercard in order for Cornercard to respond to the complainant.

10.3. If the Cardholder has exhausted the Issuer's complaints procedure in clause 23.3 and remains un- happy, the Cardholder may complain to the alternative dispute resolution provider such as the Alter- native Dispute Resolution Scheme (https://www.wyjs.org.uk/adr) at the following contact details: Email: adr@wyjs.org.uk

Address: West Yorkshire Trading Standards, Nepshaw Lane South, Morley, LS27 7JQ Phone: (+44) 113 535 0000 Please note that Cornercard do not intend to use this scheme.

10.4. All disputes arising out of or relating to the Card Agreement shall be subject to the jurisdiction of the courts of England and Wales. However, if you are resident elsewhere in the UK, the Card Agreement will be subject to the relevant court in your home jurisdiction.

10.5. This Card Agreement is concluded in the English language and all correspondence between the Card- holder, Cornercard and the Programme Manager during the Term shall be in the English language.

Cornèrcard UK Ltd. One Canada Square, Canary Wharf, London E14 5AA www.cornercard.co.uk